Apply

**Applications are open annually from September 1st through October 31st.**

Would I Qualify for a Home?

Do I have a need?

• Do you live in inadequate, crowded, or unsafe housing?
• Is your rent more than 30% of your income?

Do I meet the credit qualifications?

• Consistent & on-time payment history (rent, utilities, loans)
• Judgements and liens must be released
• Bankruptcies must be discharged for at least two years
• Collections must be able to be paid off in less than one year

Do I meet the income qualifications?

• Stable income for the past two years
• What counts as income? Employment, Food Stamps, Social Security, Disability, Consistent Child Support, Retirement, etc.
• What does not count as income? TANF, AFDC, Unemployment
• Gross annual combined household income must meet the guidelines on the chart below (based on U.S. Department of HUD Data, effective June 2022)

Are you willing to partner?

• 250 hours per adult of education, community service, and home construction

Is your annual gross family income within the ranges below for your family size?

Family Size           Gross Annual Income

1                            $15,650 - $31,320

2                            $17,900 - $35,760

3                            $20,150 - $40,260

4                            $22,350 - $44,700

5                            $24,150 - $48,300

6                            $25,950 - $51,900

7                            $27,750 - $55,440

8                            $29,550 - $59,040

For more information, please contact Becky Arnett at the Habitat office at 260-563-9188 or at becky@wabashhabitat.org